It has been 7 months I guess since my last post but thanks to your interest and enthusiast that boost me to share on this topic, or else it would be dusty for a year perhaps. Really appreciate it guys 💝
I know this might not be a suitable time to write something on travelling but finger crossed, we will be able to explore the wonders of the world.
So, a bit of disclaimer here, this post may not be relevant to all of you but I will try to make it as generic as possible so at least you can relate a few stuff.
I think I will start with my financial planning when I was in the UK. Since I am a Mara scholar student, I received £880 every month. On top of that, I worked part time in my uni which I could received around £200-300 monthly or even more if I worked full 20 hours per week. (£7-9 per hour depending on job)
My overall monthly expenses will be as below:
Allowance: (+) £880
House rent: (-) £300-350 including bills
Grocery/Food: (-) £100-150
Balance = (+) £380 (for shopping too :P)
Part time = (+) £200-400
But the essential point here is to keep some savings every month, I couldn't be rigid on my monthly savings as the amount is not fixed but I always oversee my bank account to be not less than £2k in the first year with slight increment towards the whole 4 years.
So every time I want to travel, I will make an estimation trip budget and make sure that after the trip, I still have £X amount in my bank account. If it turns out less, I will compensate it with more hours of my part time job. Can we still go on? lol
Alright, however the USA trip in summer 2019 was very much different than my Europe trips. I took a flight from London to New York and bus to Washington DC, then flight to Arizona and drive to California (LA and SF) and ended with a flight to Seattle and back to London from there. Usually for Europe trip, in average it would usually cost £500. Provided you go for Airbnb, hostels or budget hotels. So my total expenses for USA trip is approximately £2k. Okay don't get too shocked and pleaseee don't convert it to MYR.
USA Visa (get your visa first before proceed)
Flight tickets including inter states (make your bookings early)
Transportation (car rental, buses, taxi)
Accommodation (please survey, jangan malas!)
Food super expensive with freaking tax and tips
Attractions entrance fee
Sim Card maybe (but my UK sim, Three can be used in USA yeay)
Others :P
I got these for my souvenirs and some postcards. (jimat takkk)
But before that, a little bit of crazy funfact, I have been building a trust fund for either marriage (those times when this is still an option :P) or to repay my conventional loan scholarship. To be honest, there have been a lot of concern from people (especially seniors) when I chose to travel to USA. For example, "Eh tak mahal ke? Duit tu boleh pakai kawin" lol please so I am terpanggil to justify my decision.
Since my family is coming to my graduation, so I want to keep some for their expenses in the UK. A little bit of plot twist is when Mara decided to cut our final two months allowance in UK. But still all good, no worries. And urmm I still went to Turkey for Easter break 2019 so yeah a bit of damage there lol. So I have been doing some Maths on my expenses pre and post trip; I left UK for good with £2552.50, so yeah for those who worry too much for me, it's okay, I got this :P (cukup tak nak kawin or beli kereta second hand or hmm bayar Mara hahaha)
Okay let's get back to real. Seriously, financial management during university time is very crucial. For those who are not under scholarship, but still manage to keep your savings, you guys are amazing! I understand perhaps my part time jobs are not used to cover my daily expenses, but for my leisure, so I could use it for travelling. (Also, tak guna duit rakyat utk travel ye) But I want to highlight some key points here:
1. Have a target or a goal that you want to achieve
2. Research your goal
3. Plan on how to achieve your goal
4. Work on it
5. Work hard, pray harder :)
On side note, your goal could be different than travelling, it could be ANYTHING! I love travelling because apart from learning the beauty of those countries, you can learn a lot about yourself too. 🦋